One of best ideas to come out of the financial-services industry in recent years is target-retirement funds. These funds allow people who know little or nothing about investing their retirement money -- and lack the time and energy to learn -- to invest in funds that allocate their money automatically among stocks, bonds and cash. - [Read more]

Repeat after us: "Retirement savings are for retirement." Again. "Retirement savings are for retirement." Why this mantra? Simple: The best place to put your savings is in tax-advantaged accounts. - [Read more]