Need help with 401k plan rules and other issues? We have answers for plan sponsors, small business and plan participants. Free, unbiased and informative. - [Read more]

401(k) Retirement plan is sponsored by an employer, especially a private sector organization. The employer acts as a fiduciary. As you contribute to your 401(k) Plan, you are free to select the funds where you can invest, from the list provided by your company. Your contribution to the plan is deducted from your salary before taxes. Your contributions along with any matched contribution are then invested into your selected funds. - [Read more]

Useful 401k articles, IRS forms, discussion board & 401k investment research. - [Read more]